snowball –> 401k

I was paying off my credit cards at $1200/mo, plus any unused funds that might show up.

Once they were paid off I starting depositing that nut into a 401.k instead.  I knew if was pre-tax, but I was still surprised when I had $200 more (net) than before in my checking;  of course it’s the difference of the tax that wasn’t taken out.

I’ll increase the contribution to $1400 to take advantage of it.